The mortgage market has changed dramatically in recent years, there was a steady fall in the number of mortgage providers and a 180 degree turn around in service from those left and still offering products.

Considering your options is a tricky affair and experienced advice from a true independent is essential. Our advisers at Personal Financial Management will use calculations to ensure your mortgage is fully affordable.

The silver lining is the interest rates currently available. Rates are at a record low with many many attractive mortgage packages available, the trick is to find the most suitable mortgage package for you.

We can help, using the latest technology; we have 100’s of mortgage schemes at our finger tips and could arrange the most competitive mortgage package for you. By sourcing the most competitive mortgage package for you we take away the hassle of dealing with the lender directly, we guide you through the maze.

We can advise on all of the facilities below;


First Time Buyers

Buy To Let

Let To Buy


Commercial / Semi Commercial

Personal Financial Management is fully authorised by the FCA – 568081

Mortgage payment warning: Your home may be repossessed if you do not keep up the payments on your mortgage.



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