Life assurance is one of the best products available on the market to protect your family financially in the event that one day you are not around to do so. If there are people who can’t afford to lose you, you can’t afford to be without a life assurance policy.

We continually review the market to ensure we are aware of the latest and best life cover on the market. Our service is free, fast, without obligation and from ‘whole of market research’ which is very hard to come by these days.

We can assess profile and outline your needs as well as what you wish to gain from your life policy should you need to use it meaning you get a policy you can trust.

Our advisers at Personal Healthcare/Financial Management will advise you on the following types of policies.

Level Term:

Level term assurance is designed to protect your family’s future lifestyle. A lump sum is paid to your loved ones if the policy holder dies or is diagnosed as terminally ill. It is also sometimes known as life assurance or term assurance.

Decreasing Term:

Decreasing term life insurance is designed to protect a repayment mortgage. A cash lump sum is paid to pay off the outstanding loan amount in the event of the policy holder’s death. The amount of cover reduces in line with your outstanding mortgage balance. It is also sometimes known as mortgage life assurance or mortgage protection insurance.

We can also advise you on ‘whole of life’ life assurance policies.

Please call Personal Financial Management on 01829 781921 to discuss your needs in more detail.


for a no obligation conversation today